Real Estate Funding
The Vanrock Capital Fix and Flip loans are the best short-term solution for acquiring and improving property. It is designed for “fix-and-flip” investors who are seeking a short-term, interest-only loan to acquire and improve a property based on its “after repaired value” (ARV). In all scenarios, a detailed scope of work will be needed before an appraisal can be scheduled so that the appraiser can go over the plans and provide an After Repair Value on the appraisal report.
Fix and Flip Financing for Residential and Commercial Investment Properties
Financing for up to 100% of the Rehab or Construction cost
Down Payments as low as 15% of the purchase price
1st Liens, with the assets located in the United States
Close under an Entity Name
- Buy and Hold
- Commercial
- Fix and Flip
- Multi-Family
- Single-Family
- Ground Up Construction
- Vacant Land
- We do not fund primary residence
Key Features
- Allows borrowers to finance improvements to the property.
- Great for borrowers who need a quick close.
- Short-term financing to complete the project and then sell or mortgage into a long-term program and hold.
- A higher LTV than hard money lenders.
Our Team will work diligently to help get you funding for your commercial property. There are both long term and short term options with no tax returns needed for warehouse, self-storage, light industrial, retail, office buildings, general commercial, restaurants that are part of a shopping center, laundromats, daycares, in-home care/assisted living (long and short term available), detox/pre-rehab treatment program facilities, mobile home parks, and automotive/auto repair. We have programs offered by our lending partners that utilize full documentation, SBA loans, as well as light documentation for both owner-user commercial properties as well. We also have a source to fund your investment properties utilizing private alternative lending.
Key Features
- Based on property value and rental amount, not personal income
- Blanket multiple properties on one loan
- Combination loans that allow both a refinance and purchase on one loan
- Purchase rental property with loan amounts as low as $50,000
We can assist with arranging to fund commercial property. There are both long term and short term options with no tax returns needed for warehouse, self-storage, light industrial, retail, office buildings, general commercial, restaurants that are part of a shopping center, laundromats, daycares, in-home care/assisted living (long and short term available), detox/pre-rehab treatment program facilities, mobile home parks, and automotive/auto repair. We have programs offered by our lending partners that utilize full documentation, SBA loans, as well as light documentation for both owner-user commercial properties as well.
Key Features
- 1-30 year term loans
- Long term and short-term programs available for both purchases and refinances
- Owner user on Commercial type property OK
When you need cash quickly from the equity of your income property Vanrock Capital can help you. You may need some money for another purchase or to fund another project, real estate or otherwise, but are not quite ready to sell the property or place it on a long-term program. For situations such as these, we have a “Bridge” program.
Bridge loans can help you while in the process of where you are now financially to where you want to be. Usually, the loan term is anywhere from 6 to 24 months. The rates are going to be higher, however, you will enjoy light income documentation (no tax returns) and the no-income document program (no financial information is verified on the borrower) that closes quickly!
Key Features
- Can be vacant or occupied.
- A higher LTV than hard money options.
- Property can be currently listed and in the middle of rehab – loan is against the As-Is value.
- Great for borrowers who need a quick close.
